The volume of loans granted by Oschadbank as part of eHouse crossed the UAH 5 billion mark

Oschad is the leader of the state program of preferential lending eOselya (eHouse). Since its launch, the bank has provided more than 3,300 soft loans totaling more than UAH 5 billion. Oschadbank's market share under the program is 44% both in terms of the amount and number of loans issued.

The terms of the state program eHouse:

• fixed rate for the entire loan term - 7% (preferential loan rate - 3%);
• maximum loan term - 20 years;
• minimum down payment - 30%;
• classic loan repayment schedule - the amount of the monthly payment is gradually reduced.

The loan principal payment does not change throughout the entire period, and interest on the outstanding balance decreases monthly.

Oschad is actively expanding the geography of its accredited facilities: currently, 12 developers, 14 residential complexes and 19 housing estates have been accredited by the bank to participate in the eHouse affordable mortgage program.

Oschad's clients can buy housing in newly constructed buildings in Kyiv, Dnipro, Zaporizhzhia, Ivano-Frankivsk, Kovel, Lutsk, Lviv and the region, Sumy and Ternopil.

Since the start of the program, Oschadbank has already issued 94 loans in the primary market for a total amount of UAH 140 million.

You can apply for the eHouse program in the Diia mobile application. The program is implemented by the Ministry of Economy of Ukraine in cooperation with the Ministry of Digital Transformation of Ukraine and Ukrfinzhytlo.