During the first quarter of 2025, Oschadbank provided entrepreneurs with UAH 4 billion of credit support

During the first quarter of 2025, Oschad provided loans to micro, small and medium-sized businesses (MSMEs) in the amount of UAH 4 billion, which is more than 1,600 financed projects throughout Ukraine, which is 11% more than in the same period in 2024. It is important to note that a quarter of all loans were granted in the frontline regions. The loan portfolio of the MSME business line amounted to UAH 27 billion at the end of the quarter.

Oschadbank remains an important participant in the implementation of the state program “Affordable Loans 5-7-9%”. Over the entire period of the program's operation, 17,000 loan agreements totaling over UAH 50 billion have been signed. In the first quarter of 2025 alone, 1,084 agreements worth UAH 2.9 billion were concluded.

Oschad is one of the three leading banks in financing the agricultural sector. In the first quarter, more than 800 agricultural projects worth UAH 3.2 billion were funded.

Oschadbank also holds a leading position in supporting exporters in cooperation with the ECA. Its share in the agency's portfolio is almost 47%. In the first three months of 2025, 27 projects were financed for UAH 265 million.

The microcredit loan portfolio crossed the UAH 6 billion mark. The increase for the quarter amounted to UAH 280 million; the volume of new disbursements was over UAH 1.1 billion.

Oschadbank holds the lead in partnership programs with a loan portfolio of over UAH 7 billion. Thanks to cooperation with more than 400 partners, 30 new partnership programs were signed with such market leaders as Bayer, GEA Ukraine, Volvo Ukraine and Limagrain. The portfolio growth under such programs amounted to UAH 850 million (90% of the total portfolio growth for the quarter), and disbursements amounted to UAH 1.7 billion. The main areas of partnership programs are energy (solar power plants, gas-piston power plants, generators, storage devices), agriculture (seeds, fertilizers, plant protection products, agricultural machinery and equipment), and vehicles (cars, commercial vehicles, and special equipment).

Oschad continues to improve its digital services for MSMEs. Thus, in the first quarter, the bank launched remote opening of a promotional account within the 4.5.0 product for combatants, submission of a foreign economic activity contract for express analysis, and opening of online foreign currency accounts for individual entrepreneurs and legal entities.

“The numbers speak for themselves - Ukrainian entrepreneurs receive substantial credit support from Oschadbank. Even in the face of a full-scale war, Ukrainian businesses continue to demonstrate incredible resilience and adaptability. And we continue to actively support them in the most difficult regions, helping agrarians, export-oriented companies and start-up entrepreneurs to develop their businesses. We are proud that a quarter of all loans were issued to entrepreneurs in the frontline regions. This is our contribution to economic recovery and support for businesses on the territories that need help the most,” said Natalia Butkova-Vitvitska, Oschadbank Board Member in charge of MSMEs.