Oschadbank's retail loan portfolio crossed the UAH 20 billion mark

Since the beginning of the year, Oschadbank's retail loan portfolio has grown by approximately one third to over UAH 20 billion. The absolute growth of this indicator from the start of the year exceeds UAH 4.7 billion. The bank currently ranks third in the market in terms of retail loan portfolio.

This was achieved due to a significant increase in lending in all areas. Mortgages became the largest growth driver. In 8 months of 2024, the volume of Oschad's mortgage portfolio grew by more than 50%. Oschadbank is a leader in the eOselya program of preferential lending to the population, its share in the program in terms of the number and volume of loans exceeds 40%.

The second-largest loan segment of Oschadbank's portfolio is credit cards. The growth here is 28%. The bank's loan portfolio also grew due to the growth of car loans and cash loans.

“The full-scale war has increased the critical need for credit for Ukrainian families. They frequently require new housing to replace the one that was destroyed or left on the temporarily occupied territory. During the war, they may require their own vehicles, which can facilitate their mobility. There are situations when our clients need money for certain urgent needs. In all these situations, loan products from Oschad help. By the way, their list is constantly growing, because the bank quickly responds to the requirements of the time. Thus, since the beginning of July, we have joined the state program of credit support for alternative energy at 0% and promptly developed our own preferential program of energy loans for citizens. Within two months, under these programs, Oschad has already issued 732 such loans totaling UAH 77 million,” said Anton Tiutiun, Deputy Chairman of the Management Board of Oschadbank.