We invite businesses to take advantage of Oschadbank's loan programs to strengthen energy independence

Oschadbank offers affordable loans to Ukrainian businesses for the purchase of alternative energy sources to maintain uninterrupted operations. Micro, small and medium-sized businesses (MSMEs) can count on preferential government financial support under the government's Affordable Loans 5-7-9% program. The maximum amount of such financing is UAH 150 million.

For loans outside the program "Affordable Loans 5-7-9%" and for amounts exceeding UAH 150 million, Oschadbank offers an interest rate of 13.5% for the first year under the terms of the basic product (investment lending); starting from the 2nd year, a floating rate (not exceeding UIRD12M + 3%) is applied. These conditions are set out in the memorandum that Oschad, together with other leading financial institutions, signed at the Banking Forum on June 25 to promote the restoration of energy infrastructure.  

Loans are granted for the purchase and installation of power generators, uninterruptible power supplies, solar, wind, biogas plants, gas turbine and gas piston power plants, industrial batteries, cogeneration units of solid fuel boilers - everything that is needed for energy independence. 

There is also the possibility of financing at preferential rates from 0.01% for partnership initiatives without collateral and commission: more than 30 partners are accredited/in the process of accreditation in Oschad.

Among the benefits of the partnership program:

• financing under the state program "Affordable Loans 5-7-9%"
• priority consideration of the application and reduced time for making a loan decision;
• a simplified package of financial documents for obtaining a decision;
• prompt communication, assistance and support of the application by the manager responsible for partnership programs at the regional level;
• a preliminary decision on the loan application within 24 hours.

In addition, entrepreneurs can take advantage of the EBRD's cooperation program and receive a loan with simplified collateral requirements and the possibility of receiving a cashback grant of up to 30%.

The contact phone number for large corporate clients is 044-249-2327 (Yevhen Myachyn), for MSME clients - 0-800-219-800 (contact center). Representatives of MSMEs can also apply for a loan online on the Oschadbusiness portal.